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This is a Drug Facts sheet that provides a list of inactive ingredients used in a moisturizer with SPF. It is designed to firm skin, protect it from environmental stressors and the sun, and is dermatologist-tested, non-comedogenic, oil-free, and fragrance-free. The manufacturer is Merle Norman Cosmetics, established in Los Angeles since 1931. The directions indicate that the cream should be applied to cleansed and toned skin prior to sun exposure. The back of the product lists the active ingredients (avobenzone and octocrylene) and explains how it helps prevent sunburn and decreases cancer risk. It provides warnings that it should not be used on damaged skin and directions to use a water-resistant sunscreen if sweating or swimming. It advises people to wear long-sleeved shirts, pants, hats, and sunglasses, especially from 10 a.m. - 2 p.m.*